Comments on: When Bad Credit Spoils Your Chances At A Small Business Loan

By: Austinite

Austinite — Wed, 18 Nov 2009 22:13:43 +0000

You can't post a Proposal for Sale of Business here. It is a comprehensive document similar to a business plan with dozens to hundreds of pages. Contact a broker like VR Business Brokers and see if you can get help. Yours is a unique business driven by personal contacts and is not easily sold.

By: Wayne R.

Wayne R. — Wed, 18 Nov 2009 08:03:01 +0000

Yes, the courses you speak of will help you to become a Business Analyst.

A BA can be on the client side or the IT side. If on the client side, they are interfacing with work group domains that process the work and review what they need. They generate requirements and then work with the IT side to update or generate processes and applications to fullfil the business needs.

If you're a BA on the IT side of the house, then you're taking all the requirements and developing processes and application solutions. Your job is to work with the client to generate a business solutions document (there are many names for it) and get signoff. Then, you need to make sure that solution becomes reality by working with systems analysts, programmers, and testers. You're generally responsible for the delivery of the solution. Although, if the solution revolves around process changes with other work group domains, you normally work with a PM (Project Manager). Never the less, you have end to end responsibilities for the IT delivery to insure the client gets what they need (and paying for).

With the offshoring of work to cheap labor, to remain associated with software development, the BA role is a good profession.

By: themanfrommars

themanfrommars — Tue, 17 Nov 2009 22:06:20 +0000

Oh yeah dear, have you been watching too much of Lou Dobbs? I run an IT firm , can you send me the resumes of those several unemployed engineers & programmers so I can save on my costs to process the visa petitions of foreigners ? Can they write a Hello program?

By: PKPMom

PKPMom — Tue, 17 Nov 2009 06:32:55 +0000

manfrommars, If you really are serious, please let me know. I’d be happy to send you some resumes – very good ones I might add.

For the record, I’m neither fond of Lou Dobbs nor do I find him to be credible. Now that he’s quit CNN, it can’t be too long before we see him at Fox promoting more propaganda.

By: ImAllFact

ImAllFact — Tue, 17 Nov 2009 01:45:32 +0000

at this rate, China and India would be thinking like supercomputers, while the US would be free-thinkers..

By: SarahR

SarahR — Tue, 17 Nov 2009 01:21:04 +0000

Hiiiiiii..
I think you have to choose the Marketing section in Human Resource Management(HRM) because in marketing you get the nice job in the good reputed company on a high post..

By: zjmdj

zjmdj — Sun, 15 Nov 2009 14:03:08 +0000

For those of you who question what is taking shape with India and China emerging as global powers in IT and science, please read The World is Flat and do some checking before you demonstrate your ignorance. The amount of IT openings that go unfilled due to the limit of H1B visas is staggering, that is the primary reason IT is being sent off-shore. By the way, the salary structure in India for IT professionals is not as far behind the US as you may think, and is closing rapidly.

By: Chev

Chev — Sun, 15 Nov 2009 13:28:39 +0000

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By: foxh8er

foxh8er — Sun, 15 Nov 2009 13:22:21 +0000

That is not the point- the point is the extremely different, and almost disturbing, attitudes Americans put towards academics..

By: Ken

Ken — Sun, 15 Nov 2009 13:22:17 +0000

You need to keep accurate records when running a business. This will be your best defense if you ever get audited.

For IRS purposes, you need to make a profit every 3 out of 5 years to have the IRS prove that you are not running a business. Otherwise, it is up to you to prove that you are running a business and not doing a hobby. You can prove that you are running a business by keeping your business accounts and personal accounts separate.

You can write off any legitimate business expense including dinners with clients, car expenses, equipment, etc.

Having a separate checking account and credit card is a good idea. However, it isn't necessary. You can comingle your business and personal expenses using your personal accounts. But, if you do this, then it will be harder for you to prove that you are running a business.

For your revenues, you don't need a corporate account to make you deposits. You just need to make the deposits in your separate account that you use for business.

You can read Publication 334 for more information.